With Debit Cards you can make purchases and money is taken from your bank account. You can use Debit Cards to buy goods, to withdraw cash and you can also use Debit Cards to get 'cashback' from certain shops, to pay for Casino services, etc.
When using a cash machine or paying for goods with a Debit Card you will need to enter your PIN ( personal identity number ). When buying goods you usually enter it into an electronic hand held device, but in some cases you may have to sign.
Debit Cards can be used to make payments by phone or over the internet. In this case you will need to provide certain details that are printed on your card. Not all Debit Cards are equal. Debit Cards with the logo of one of the two major payment card companies are ATM cards with clout. They can be used to obtain cash from ATM machines, and also to make purchases anywhere the logos on these cards are accepted -- over 14 million merchants worldwide.
Debit Cards combine the key elements of ATM cards, credit cards and checks-- instant access to cash, worldwide acceptance, and the funds come directly out of your checking account.
Debit Cards allow you to spend only what is in your bank account. It is a quick transaction between the merchant and your personal bank account. Obtaining a Debit Card is often easier than obtaining a credit card and using a Debit Card you are free of carrying cash or a checkbook.
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